About KN Group

About us

Pioneering in intelligent financial services with advanced AI technologies

Since 2014, KN Group has developed as an international smart financial technology provider with operations in many countries around the world. With more than a decade of deep commitment, we are moving forward on our path to provide services to ordinary people underserved by the traditional financial system.

Our mission

Democratizing finance, unlocking opportunities for everyone

We are devoted to helping individuals and businesses around the world achieve their financial goals. Our team of experienced professionals with a passion for innovation and excellence provides a fair and inclusive financial service that opens up new opportunities.

Served customers

East Asia
100+M
Southeast Asia
50+M
South Asia
3M
Latin America
7M

Milestones

Our history

Milestones

Founded company

Company established and invested by BlueRun Ventures.

10 Million Users

The company was rapidly on the way to being a 10-million-level platform.

Released

Launch of Yuanfang and Fengshen

Industry Pioneer

Established market leadership in consumer credit solutions and installment financing services.

Launched Beidou and Hubble

Launched Beidou and Hubble, becoming a leading platform

Building an Elite Team

Building an Elite Team Commence for Global Expansion

Foundation Launch

KN Group Charity Foundation Established & Leading the Industry and Exploring Global markets

Thailand Leader

Thailand - Industry Leader & Expanding into Mexico and the Philippines

The Philippines Leader

Became an industry leader in the Philippines.

Enter Indonesia

Expanding into the Indonesian market

Brand Refreshing

Leading position in multiple global markets

Achievements

Achievements

Platform Impact

250k

Fraud Attempts Blocked

Protected platform security with real-time fraud detection and AI algorithms.

8.9 billion

Computations Processed

Powered by advanced algorithms for credit assessment and fraud prevention, ensuring operational excellence.

2,001,064

Customer Profiles Created

Leveraging big data analytics and behavioral insights to create precise customer profiles, enabling personalized services and efficient operations.

How we operate

How we operate

Through AI-powered technology, we've built an end-to-end financial service ecosystem that delivers comprehensive solutions to customers and partners, enhancing operational efficiency and user experience.

Dynamic Customer Engagement

Leveraging robust internet-based client acquisition, intelligent marketing tailored to customer needs, precise customer profiling, and comprehensive lifecycle management to provide excellent support throughout the entire credit service cycle.

Flexible Machine Learning Applications

Leveraging our experiential knowledge, we implement machine learning technologies across all stages of internet-based lending, including credit assessment, customer classification, demand forecasting, and loan recovery, to enhance operational efficiency.

Robust Risk Identification and Control

Utilizing user behavior data and market-based scores from institutions or credit bureaus to effectively prevent credit fraud, accurately assess user credit, and design targeted products for different risk profiles. We conduct comprehensive risk evaluation and management throughout the entire customer lifecycle, from application to loan servicing and post-loan monitoring.

Comprehensive Post-loan Management

Leveraging internet technology, big data, artificial intelligence, and over a decade of top-tier credit card center strategies, we provide our partners with intelligent and efficient post-loan management solutions.

Advantages

Core Capabilities

Over the past decade, we have pioneered the integration of AI and modern technologies into financial services, enhancing user experience and operational efficiency. This commitment has enabled us to serve a broader customer base while building deep expertise across multiple technological domains.

Machine Learning Applications

Federated Learning

Utilizes federated learning to train models on user data without transferring it to centralized servers, thus preserving privacy.

Automated Model Iteration

Continuously updates and optimizes machine learning models to predict equipment failures and schedule proactive maintenance.

AI-powered Customer Support

Customer Support and Chatbots

Used to develop intelligent chatbots and virtual assistants that enhance customer support services.

Fraud Detection and Compliance Monitoring

By analyzing the text transcripts of conversations with customers, we monitor for potential fraud and issue alerts for compliance violations.

Domain-Specific Language Translation

Focuses on text translation within the financial services sector to facilitate smoother communication and enhance understanding with users.

Visual and Pattern Recognition

Facial Recognition and Security

Identifies individuals based on their facial features, providing a secure and convenient method for loan applications.

Liveness Detection

Designed to ensure that the scanned face is a live person, rather than a photograph, video, or a mask.

Optical Character Recognition

By optimizing OCR algorithms with domain knowledge, we've enhanced accuracy in reading customer information and documents.

Speech Recognition and Understanding

Speech-to-Text (STT)

Transforms customer phone-calls to accurate text versions of spoken content in real-time.

Automatic Summarization

Provides concise summaries of business meetings, extracting key points and decisions.

Emotion Detection

Analyzes customer service calls to assess emotional tone, helping improve service quality and satisfaction.

Customer Insights and Profiling

Precise Customer Identification

Advanced capabilities to identify target customers from massive traffic flows.

Customer Profiling

Creating precise customer profiles through analysis of online behavior and mobile usage patterns.

Enhanced Customer Reach

Delivering quality services to customers through mobile and internet connectivity worldwide.

Fraud Detection and Prevention

Behavioral Pattern Analysis

Unique insights from a decade of global customer behavior data, building unparalleled understanding of user patterns.

ML-Powered Anti-Fraud Models

Leveraging machine learning to transform years of expertise into robust anti-fraud systems.

Global Partnership Network

Strong partnerships with financial and internet companies worldwide, building on deep industry expertise.

Efficient KYC Process

Mobile-first identity verification with robust privacy protection at its core.

Compliance and Data Security

Data Security

Encrypted storage of essential information only, ensuring maximum data protection.

Respectful Communication

Carefully timed and vetted communications through approved channels only.

Proactive Solutions

Supporting customers through challenges with tailored solutions and harmonious partnerships.